Start With Your Credit Report
Pull your latest credit report so Fix My Credit can review your full profile and identify exactly what needs improvement.
What’s Included in Your Audit Package
One-Time Comprehensive Credit Audit
You’ll receive a complete, in-depth evaluation of your credit profile, including:
● Full Credit Report Breakdown
● Inquiry & Hard Pull Review
● Personal Information & Identity Accuracy Check
● Negative Account Investigation
● Compliance Review Based on FCRA & FDCPA Standards
Includes
12 Months of Complimentary Credit Restoration Services
We’ll dispute inaccurate and unverifiable items for up to a year at no additional cost.
The fee is charged for a comprehensive credit audit. This includes a full analysis of your credit profile, inquiry history, and compliance issues. As a courtesy, Fix My Credit provides up to 12 months of free credit restoration services following your audit. No monthly payments, contracts, or hidden fees.
One-time payment. Lifetime access to your portal and support.
Pricing
Choose the Right Package for You
Our expert team is committed to helping you rebuild and strengthen your credit profile. Each service package is designed to fit your specific needs, giving you the guidance and support necessary to take control of your financial future.
Basic Package
- Start-up Fee:$200
- Payment Plan: 3 Monthly Payment of $100
- Includes:
- Full Credit Analysis
- 3 Collections
- 3 Charged Off
- 5 Inquiries
Standard Package
- Start-up Fee:$300
- Payment Plan: 3 Monthly Payment of $133
- Includes:
- Full Credit Analysis
- 3 Collections
- 4 Charged Off
- 5 Inquiries
- 1 Eviction
- Late Payments
Premium Package
- Start-up Fee:$400
- Payment Plan: 3 Monthly Payment of $166
- Includes:
- Full Credit Analysis
- 8 Collections
- 5 Charged Off
- 10 Inquiries
- Eviction
- Late Payments
Elite Package
- Start-up Fee:$500
- Payment Plan: 3 Monthly Payment of $333
- Includes:
- Full Credit Analysis
- 10 Collections
- Unlimited Charged Off
- 20+ Inquiries
- Eviction
- Late Payments
Friends & Family Discount
10% off for each person when two or more people sign up at the same time.
$50 referral fee for everyone
How the Process Works
01
Pull Your Credit Report
Provide us with your most recent credit file so we can begin your assessment.
02
Schedule Your Free Consultation
We’ll walk through your results and outline your personalized improvement plan.
03
Begin the Dispute Process
Our team starts challenging incorrect, outdated, or unverifiable items.
04
Track Your Progress
Many clients begin seeing improvements in as little as 30 days.
Frequently Asked Questions
We don’t only work to remove the negative inaccurate information from your credit report. We also give you the information you need to increase your credit score.
You can expect to see results in as little as 30 days with it taking up to 90 days for some.
Once you complete the sign up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.
Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.
There are a few different ways we can do this. You can sign up for something like myfreescorenow.com which is a service that gives you access to all of your credit reports. You give the login information to us and we take it from there. Another option is for you to mail us hard copies of your report. You can also upload them to an online portal and send them to us that way.
Yes, it allows you and us to see what all three of the major bureaus have reported on a single report.
We can challenge as many as you want at a single time. The choice is yours.
Your personal information will not be shared with anybody. The only time information is shared would be with an affiliate partner who is a part of the dispute process.
By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.
Yes, when necessary, we will dispute inaccurate information with collectors and creditors
Yes! fill out the form on the website and we will email you within 24 hours.
Ready to fix your credit?
Take the first step toward a stronger financial future with Fix My Credit. Access your secure client portal to pull your report, track your progress, and begin your credit restoration instantly. Your journey to better credit starts with one click.
